Financial advisor Glasgow

Independent financial advice

Do you need financial advice?

We offer expert advice to make your money work harder.

As financial advisors in Glasgow we are able to provide a personal financial service throughout Central Scotland & UK.  We have experienced advisors based in Glasgow, Cumbernauld and Carnoustie. 

Our advisors will also be happy to provide financial advice throughout the UK by appointment, alternatively by post and email.

What sort of financial advice do you need?

We deal with personal and corporate clients.

We offer independent financial advice meaning you get the best products to meet your individual needs.

Financial advice for personal clients

Choosing the best options to protect yourself and loved ones is a big task. We can help you make better decisions. Our advice is easy to understand and covers:

• Personal pensions. Which personal pension plan is best for you? Learn more about your pension options and the steps you need to take now to safeguard a comfortable future.

• Investments. Choose from a range of investments including a low cost individual savings account with discounted fees.

• Mortgages. Moving home or remortgaging? Our financial advice covers a range of mortgage products and we can introduce you to Glasgow solicitors with local conveyancing knowledge.

• Retirement options. Are you planning on buying an annuity? You can also opt for income drawdown or a phased retirement. As independent financial advisors we can help you choose the best retirement options for you.
• Equity Release. Many people in the UK could unlock the value in their homes by using an equity release product. You may wish to raise capital or generate an income in order to maintain your standard of living. As Equity Release Advisors we will advise on which product would best suit you needs.

• Insurance. Your insurance needs change with your lifestyle. Make sure you are never under covered and your family always protected by taking financial advice and conducting an insurance review.

Financial advice for corporate clients

As an Employer - you should be aware of the new pension regulations coming into force from 2012. The Pensions Act 2008 requires that employers must provide and contribute to a pension scheme for certain members of its workforce.  Even if you already offer pension arrangements for your employees you may still have some new obligations to meet.

We can save you time and money.

Working with clients in various business sectors across Glasgow our corporate financial advisers provide a cost effective service. Buying in expert financial advice means you can offer your employees a more flexible benefits package and save yourself the headache of continually changing legislation. Our corporate financial service covers:

• Financial planning strategy including keyman protection and business protection.
• Corporate pension planning including group personal pensions, pensions for directors and NEST. As a Company Director you may wish to setup a separate arrangement for yourself and senior employees.  This would allow you to contribute more than the standard (NEST) contribution rate and also set up your own individual investment strategy.  You would then be able to take full advantage of the current annual allowance available and also Carry Forward unused annual allowance in the last 3 years to use in this tax year.
• Employee benefit administration including salary sacrifice options.

 If you have questions or would like to know more, please do call on 0141 764 0040. Our advisors offer independent financial advice in Glasgow and the surrounding area.