Are single premium life assurance policies and are potentially a tax-efficient way of holding a range of investment funds in one place. They can be good way of allowing you to invest in a mixture of investment funds that are managed by professional investment managers.
Distribution bonds are intended to provide income with minimal affects on your original investment. They attempt to ensure that any tax-free returns, up to 5% and usually in the form of dividends do not greatly reduce your original investment, thereby providing the opportunity for future long-term growth. They also combine two different asset classes, equities and bonds, inside one investment wrapper.
For the appropriate investor looking to achieve capital security, growth or income there are a number of advantages to investing offshore, particularly with regards to utilising the tax deferral benefits.
You can defer paying tax for the lifetime of the investment, so your investment rolls up without tax being deducted, but you still have to pay tax at your highest rate when you cash the investment in. as a result, with careful planning, a variety of savers could put offshore investments to good use.
The price of share and investments and the income derived from them can go down as well as up and investors may not get back the amount they invested.
Information on this website should not be considered as personal advice, if you wish to receive professional advice as to the suitability of an investment for you, please contact us.
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